April 10, 2017

How to book a flight or upgrade using points

How to Book a Flight or Upgrade Using Points

You’ve been squirreling points away for months and now the time has come to book something. But there’s one slight problem. You can’t find the seats you want.

It’s then when it dawns on you.

Reward points are worthless if you can’t actually use them.

I feel your pain.

But before you get discouraged and write off rewards as a scam, let me share with you a few things you should know.

Here’s how I travel… on points. – Read More –

March 30, 2017

10 Ways to Burn 500,000 Velocity Points

How to burn 500,000 VFF Points

Ordinarily, you’d need to spend $500,000 through a frequent flyer credit card in order to earn 500,000 Velocity Points.

Either that, or fly a lot of flights with Virgin Australia.

There is one very fast way to getting half a million Velocity Points — win 1st prize in the Credit Card Compare 1 Million Velocity Points Giveaway.

If you’re anything like me, you might be a bit of a dreamer when it comes to travel.

Just imagine what it’s going to be like for whoever ends up winning first prize and bagging 500,000 Velocity Points deposited in their account!

Where would you go?

– Read More –

March 30, 2017

68 ways to hit the minimum spend requirements for sign up bonus cards


We all like to get the golden hello!

Most rewards & frequent flyer credit cards now require the cardholder to spend a specific amount of money within the first 2-3 months in order to unlock the sign up bonus points.

The banks do this as a way to make sure that you are the type of cardholder they want to have on their books plus they get to recoup some of the cost of giving you all those points by collecting interchange fees from your transactions.

– Read More –

August 12, 2014

10 Tips to Make the Most of Your Credit Card

tips for using your credit card

Credit cards are a very useful financial tool by giving you the flexibility to conveniently pay for things without having the cash on you. Of course, a debit card can do that too but a credit card enables you to spread the cost of big-ticket purchases over a longer span of time and even out your cash flow from month to month.
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May 22, 2014

11 Questions with Chris Guillebeau

Chris Guillebeau

Chris Guillebeau. Travel hacker, credit card churner, writer, entrepreneur & all-round good guy.

If you are into travel hacking, then you’ve probably heard of Chris Guillebeau before. If you haven’t, you’re in for a treat. Chris is seriously talented at earning frequent flyer points and knows how to get the most value out of them. If you follow him on Twitter (you should), you’ll see that he walks the walk too: he has visited every country in the world and barely spends more than a month in one place. We caught up with him just before he set off on another round-the-world trip, booked with frequent flyer points. Enjoy!
– Read More –

May 19, 2014

Who Really Owns the Big Four Banks?

Who owns the Big 4 banks?

In response to concerns over how our financial institutions operate, we recently launched a piece of research on the issue of bank ownership in Australia. Often consumers who choose to bank with smaller, more independent banks may, in fact, be banking with one of the ‘Big Four’. The following examination of who owns the big four (ANZ, Commonwealth Bank, NAB and Westpac) is the logical follow-on from that initial investigation.

Australia’s big four are not merely big, they’re massive. Humongous. Their combined assets in 2013 stood at $2.86 trillion—or roughly twice the size of Australia’s national income.
– Read More –

October 17, 2013

Interview with Steve Hui from iFlyflat

Interview with Steve-Hui of iFlyflat.com.au

Steve Hui runs iFlyFlat.com.au. What he doesn’t know about frequent flyer points probably isn’t worth knowing.

Ever wondered how to fly first class? To find out, I sat down for a coffee to interview frequent flyer points expert, Steve Hui of iFLYflat. In this interview I ask Steve about his unique perspective on travelling in style using frequent flyer points.

Q: Tell us a bit about yourself and why you decided to start iFlyflat

iFLYflat was started from my frustration of hearing stories about people redeeming their hard earned points for normal everyday products.
– Read More –

August 12, 2013

What Does a Financial Plan Include?

Financial Planning

A financial plan is used to analyse your financial situation, as well as your goals, and from that information, address areas that could be improved. It can help in many situations, especially for those looking to take the next step in their life, such as getting married, purchasing a home, having children or retiring.
– Read More –

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