General News

May 1, 2013

Credit Card Surcharges: On the Way Out?

The Reserve Bank of Australia has ruled to cut credit card surcharges earlier this year – which could save consumers an estimated $350 million a year in extra fees. The biggest culprits, however, are resisting the change, saying their extra fees only cover the added costs.

The majority of Australian retailers do not tack on a surcharge on credit card payments – but about a third, or around 100,000 companies, levy an additional 2 to 4 percent of the transaction value. An RBA review found that only 23 per cent of small business tack on a charge, compared to 44 per cent of large retailers. Notorious examples exist as well, such as the 10 per cent surcharge levied on taxi fares paid with credit cards, as well as ‘flat’ fees charged by several airlines which often tack on a surcharge on cheap flights amounting to well over 20 percent of the ticket price. That is all likely to change this year.
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June 20, 2012

The Ultimate Money Test Results (Infographic)

You may already have heard about our Ultimate Money Test, a unique test for knowledge, behaviour and attitudes towards work, the economy, spending and saving money. Starting back in February we began surveying over 1,000 Australians. The results are now in, and they reveal that Australia is a nation of money savers and deal seekers. But as the results show, it isn’t all rosy!
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June 8, 2012

10 Stylish Vintage Credit Cards


It seems that there is a collector out there for everything, and credit cards are no exception. While most people are cutting up credit cards when the expiration date hits, others are holding onto these cards in hopes that they will someday make for a great collector’s item. At first thought I cannot help but wonder if this hobby is a waste of time, but then again that’s what I thought about Beanie Babies.
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June 2, 2012

10 Inspirational Australian Mumtrepreneurs

All across Australia mums are successfully juggling the ins and outs of motherhood with running dynamic, entrepreneurial businesses and their achievements are nothing short of inspiring. The internet and social media have played a large part in the phenomenon of the mumtrepreneur, allowing mums to run and market their businesses online while maintaining the role of full-time mum. According to the Australian Women Chamber of Commerce and Industry, there are currently at least 700,000 female small business owners in Australia, and at least half of these are work-from-home mums. This post brings together 10 of the most inspirational mumtrepeneurs in Australia who are nothing short of brilliant motherhood role models and business management experts.

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March 6, 2012

16 Thrilling Movies About Bank Heists

Bank Heist Movies

Another Hollywood awards season has started and bank heist movies have not gone away with Man on a Ledge, In Time and Tower Heist being released in 2011. With the advent of motion pictures, this true crime topic became a favourite for filmmakers and remains such.
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February 22, 2012

The Art of the Credit Card Offer

the art of the credit card offer

Credit card companies are always looking for ways to attract new customers and informing their existing cardholders of current offers, and, love them or loathe them, direct mail postal promotions have proved a hugely popular means of reaching consumers.
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August 29, 2011

Will Mobile Payments Kill the Credit Card? (Infographic)

Are wallets soon to be a thing of the past? If the rising popularity of mobile payments using your mobile phone is anything to judge by, then the humble wallet is in for a 21st Century makeover. One that involves smartphones and NFC technologies.

For more evidence that mobile payments will be coming to a pocket near you, check out our infographic.
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June 16, 2011

An Analysis of Australian Attitudes to Credit Cards

credit card attitudes

I was given the task on writing a blog on Aussie credit card sentiment. I started with my usual forms of research, but sadly wasn’t having much luck. My boyfriend suggested doing a quick Vox pop (i.e. mini survey) to gather people’s thoughts and so this blog was born! I felt this was a more reliable and interesting take on how Aussies feel about credit, debt and their cards. It also gives a more home-grown feel than having to rely on Bank PR releases or their research, which at times can be a bit sterile and sometimes seem hard to relate to.

I hit the streets (or rather my email address book!) and asked a range of people four simple questions to ascertain their feelings on credit, and to get feedback on the credit cards themselves.
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June 14, 2011

19 Vintage Credit Card Print Ads

vintage credit card ads

The history and development of credit cards is strongly reflected in the media used in their advertising. This post brings together 19 fine examples of vintage print ads which trace credit cards’ origins in traveller’s cheques and charge cards for shopping chains and gas stations, to the range of international brands that dominate the market today.
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